信用卡英語作文

　　你使用信用卡嗎?信用卡對我們來說是非常熟悉的東西。下面是關于信用卡英語作文，歡迎欣賞!更多精彩內容盡在作文頻道。

　　篇一：學生使用信用卡 Credit Cards on Campus

　　Nowadays, credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need. People hold different views towards students’ owning credit cards. As far as I am concerned, it is necessary for students to keep credit cards.

　　如今，信用卡在校園中已經越來越流行了，因為銀行越來越關注學生并制定各種政策來滿足學生的需求。對于學生擁有信用卡人們有不同的看法。我覺得是有必要的。

　　There are reasons accounting for my view. For one thing, it is convenient for students to deal with various financial matters. Students can use their credit cards to pay their tuition fees and other fares and that is safer than pocket a large sum of money go everywhere. For another, using credit cards is a good way to teach students to improve their ability in managing their money and form good habit in spending money. For instance, students who receive their pocket money at the beginning of the month have to make a plan to spend their money before they consume with the credit cards, so that they will not suffer from lacking of money at the end of the month. In addition, the overdrawing function of the credit cards provides a chance for those students who cannot afford their tuition fees to continue to receive their education.

　　我認為以下原因能支持我的觀點。一方面，它便于學生處理各種財務問題。學生可以使用他們的信用卡來支付他們的學費和其他費用，這比裝著一口袋的錢到處走要安全得多。另一方面，使用信用卡可以提高學生管理金錢的能力，并養成良好的花錢習慣。例如，在月初時學生得到的零花錢必須要在使用信用卡的之前制定計劃，這樣他們就不會在月底資金短缺。此外，信用卡的透支功能為那些無法交付學費的學生提供繼續接受教育的機會。

　　Although some students overdraw their money from their credit cards to buy luxurious and unnecessary things that will increase their family financial burden, I consider that the advantages far outweigh its disadvantages.

　　雖然一些學生透支信用卡來購買會增加家庭經濟負擔的奢侈品和不必要的東西，但是我認為它的優點遠遠大于它的缺點。

　　Thus, I consider that it is necessary for students to use credit cards. Besides, they also should be taught to use it properly and form a correct notion of consume.

　　因此，我認為學生使用信用卡是有必要的。此外，他們還應該得到教導如何正確使用信用卡，形成正確的消費觀念。

　　篇二：關于信用卡優缺點The Advantages and Disadvantages of Credit Card

　　Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

　　個人信用卡在中國變得越來越普遍。銀行和其他金融機構都鼓勵他們的客戶改變買東西的方式。信用卡，稱為“塑料錢”，正在提供非常良好的條件來鼓勵改變。消費者將能夠享受“先購買，后付款”，很多人認為這是一個優勢。

　　But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　但人們要小心。信用卡伴隨危險。有些人發現很容易超過自己的預算。他們試圖購買他們并不真正需要的商品，并迅速由于債務負擔過重。信用卡往往收取較高的利率，這加劇了這些問題。

　　However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

　　但是，理性的使用信用卡可以提高人們的生活質量。他們可以得到錢來付突然的，意料之外的費用。處理得當，它們可以讓人們控制他們每月的支出和記錄下他們的每個月所花的錢的報表。

　　點評：這是一篇議論文， 關于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好處，比如說應急等;第二部分，信用卡的一些弊端，比如說鼓勵一些無用的消費;第三部分：你自己的觀點，理性使用。

　　篇三：My View on Credit Card Consumption

　　Nowadays, credit card consumption has been a common phenomenon in our lives. However, different people hold different views in it and heated debates are right on their way.

　　Some are in favor of the credit card consumption. They point out the fact that credit card provides a convenient and safe way for our consumptions. They consider that using credit card to pay is more convenient and clean than pay by cash, which is as easy to lose and unclean. In addition, they argue that credit card can help a lot when we are meeting serious financial trouble. For example, when we get involved in trouble and need lots of money to solve it, the overdraw function of credit card would be a good helper.

　　However, there are many people standing on the other ground. They figure out that credit card consumption has brought some serious problems in many aspects. Many people spend their money recklessly by using credit card. And what’s worse, those who can not control the desire to consume and never make a plan to spend their money will overdraw the money immoderately and that will cause more and more family involve in financial crisis.

　　In my opinion, the both sides have some important points. Therefore, as rational consumers, we should use credit card properly. On the one hand, we can utilize its advantages for the convenience of our payment. On the other hand, we should keep a rational mind when using it, in case we will suffer from it.

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